Near-Earth objects (NEOs) such as asteroids threaten the Earth because they have the potential to collide with it.
Conclusion (not a waste = opinion)
Government funding of NEO research is not a waste of money.
Evidence
Buying home insurance makes good fiscal sense, and governments fund NEO research for the same reason that people insure their homes (it's designed to develop measures to counteract a possible hit by a sizable NEO).
Evaluate
Whenever we're trying to find the conclusion on Role and Main Conclusion, we remind ourselves that 90% of the arguments on those two question types are "upside-down" arguments: we hear the Conclusion before we hear the Evidence.
So we have to listen keenly for Opinion indicators or Rebuttals. The first two sentences of this argument provide some background context so that we know what NEO research is all about. Then the 3rd sentence gives us the author's opinion: government funding of NEO research is "worth it / not a waste".
Goal
We're being asked about the 2nd to last claim, which was one of the two premises. (99% of the time that two claims are joined by and, they are both premises). It also happens to be invoking an analogy between buying home insurance and funding NEO research.
So let's look for something like .