Any driver involved in an accident leading to personal injury or property damage exceeding $500 is legally required to report the accident to the department of motor vehicles, unless the driver is incapable of doing so.
Statements
Conditional: any (left side), unless (if-not)
Driver involved in accident and personal injury or Driver must prop damage > $500 → report and accident capable of reporting
Fact
Ted was the driver in an accident, but is not required to report it.
Evaluate
When we see conditionals in Must Be True, they will usually either be chained to other conditionals or applied to some fact that triggers the rule (or more often the contrapositive).
This fact about Ted triggers the contrapositive, because Ted is not required to report.
With a conditional that says A and B and C → D
Then knowing ~D triggers this contrapositive: ~D → ~A or ~B or ~C
So since Ted is not required to report, he either - wasn't a driver involved in an accident - the accident didn't injure anyone or do more than $500 in property damage - he is incapable of reporting it
He can be more than one of those things, but we do already know he's a driver in the accident.
So either he's incapable or reporting it, it didn't injure anyone or do more than $500 of damage, or both.
Goal
Find an answer rewarding our understanding that either Ted is incapable or he didn't trigger the injury/damage part of the rule.