A person’s failure to keep a promise is wrong only if, first, doing so harms the one to whom the promise is made and, second, all of those who discover the failure to keep the promise lose confidence in the person’s ability to keep promises.
Principle
only if = right side
harms the person Failing to keep that you promised promise is wrong → and everyone who finds out you broke promise loses confidence in you Evaluate
We know that on questions where we're given a Principle in the Stimulus, we want that principle arranged so that the Criteria are on the left, and the Judgment is on the right.
The normative language in this principle is the idea of whether or not failing to keep a promise was wrong, so we need to do a contrapositive in order to get the judgy "wrong/not wrong" language on the right side.
This is a huge part of what these questions test. They love to give us rules that are like, "X → Y and Z" so that they can test us on "~Y or ~Z → ~X".
Goal
So the usable form of this rule is if failing to keep a promise didn't harm the person that you promised failing to or → keep promise if not-all people who discover was not wrong to failed to keep promise lose faith in your promise-keeping
Importantly, we can only use this rule to derive that failing to keep a promise was not-wrong. This rule has no power to prove that failing to keep a promise was "wrong", because that idea never appears on the right of the arrow, and we can only prove what's on the right of the arrow.