Logical ReasoningDifficulty: Medium

PT131 S2 Q24 Explanation

Market analyst: According to my research

A free, expert breakdown of this official LSAT Logical Reasoning question.

TopicsMost Supported

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Stimulus

Market analyst: According to my research, 59 percent of consumers anticipate paying off their credit card balances in full before interest charges start to accrue, intending to use the cards only to avoid carrying cash and writing checks. This research also suggests that in trying to win business from their competitors, credit interested in. Therefore, my research would lead us to expect that _______.

What this question is testing

Most Supported

Your task

Break the argument into its conclusion and evidence, then do exactly what the question stem asks with that structure.

Common trap

Answers that sound relevant to the topic but don't connect to the argument's actual reasoning.

Winning move

Predict what a right answer must do, then test each choice against the conclusion-evidence gap.

Reading along? Open the full official question in LawHub — we show a fragment here and keep the reasoning in our own words.

The question
24.

Which one of the following most logically completes the market

Answer choices

  1. Too Strong: "indifferent"3% picked this

    most consumers would be indifferent about which company's credit card

    Beyond this being an unavailable inference, this doesn't do anything to tie together the two sentences.

  2. Correct74% picked this

    credit card companies would not make the interest rates they charge on cards the

    Why this is right

    This takes a sneaky angle. Instead of asserting what credit card companies should be focusing on (paying off in full, using instead of cash/checks), it says what those companies shouldn't be focusing on. Since most credit card consumers don't intend to ever be paying the interest charges on their credit card accounts, they will not be very interested in knowing what interest rate a given credit card uses.

    Skill tested: Most Supported · how this choice captures the argument's function is the move to repeat next time.

  3. Out of Scope: "banks"3% picked this

    most consumers would prefer paying interest on credit card debts over borrowing

    We have no ammunition for judging how consumers feel about borrowing money from banks. Also, this answer has nothing to do with tying together the two lead-in sentences. This is just looking back at the first sentence.

  4. Opposite5% picked this

    most consumers would ignore the length of time a credit card company allows to pay the balance

    Since most credit card consumers are planning to pay off their cards before interest accrues, they definitely would be interested in knowing the length of time they have to pay off the card before interest accrues.

  5. Too Strong: "most intense competition"16% picked this

    the most intense competition among credit card companies would be over the number of places that they can get

    This is tempting, because credit card customers definitely care about using cards as an alternative to cash/checks, so they would be interested in knowing how many businesses will accept card payment rather than cash/check payment. If this answer said "credit card companies would compete over the number of places ..." it would be a correct answer. It's just an overstretch of language to say this would be the most intense form of competition. Choice (B) has safer language. We know "interest rates" wouldn't be the #1 selling point, more than we know that "number of places accepting the card" would be the #1 selling point.

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