Reading ComprehensionDifficulty: Hard

PT157 S4 P2 Q13 Explanation

Wisdom of Markets

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TopicsApplicationSociety

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Passage

Passage

Markets, such as stock exchanges, distill the collective wisdom of millions of individuals into a single number, and they do so with amazing efficiency. In contrast to other information-gathering institutions, such as committees and polls, markets require participants to put hard dollars behind their opinions. What's more, markets reward people who are most aggressive or who have the most degrees after their name.

Some markets have been engineered for the purpose of providing forecasts. For over a decade, an academic project called the Iowa Electronic Markets has predicted the outcomes of certain elections better than 75 percent of the polls did. Investors put money into a pool. If there are two candidates, each dollar invested then the market as a whole thinks candidate A has a 53 percent chance of winning.

Markets are highly "efficient," in the sense that the market as a whole learns—lightning fast and very accurately—what informed people know. In one experiment, a dozen participants were permitted to trade a fictional stock, having been told that it was worth one of three possible amounts. Two of the participants were then of the market price, and within seconds, everyone was acting as if they were insiders.

Passage

Markets are not infallible. To many people, this statement is a form of economic blasphemy. I suggest get over it.

In a recent election, the Iowa Electronic Markets had the eventual winner trading far lower than an opponent up until a few days before the event. For almost a solid year leading up that the opponent would win easily.

Think of markets as racetracks: you get paid lower odds the better the horse looks before a race. When the nag appears ill, old, or tired, the odds are highest, and buyers get the greatest potential payoff. When the steed starts to a win starts looking more and more likely.

If "prediction markets" do not actually predict the future, then what do they do? I suggest they merely reflect the majority opinion at a given moment. That does not imbue them with any special omniscience. Think of them as polls that avoid random spoofing because the polled must pay an entry fee guess. Like the majority, sometimes they are right, and sometimes they are wrong.

What this question is testing

Application

Anticipate

Some people try to rig the market, and the market basically shrugs it off in minutes. Informed traders see through the manipulation, sell at a profit, and everything goes back to normal. This is Passage A's dream scenario -- proof that markets are self-correcting information machines.

Goal

This supports Passage A. Find the answer that says so and explains why.

Reading along? Open the full official question in LawHub — we show a fragment here and keep the reasoning in our own words.

The question
13.

Suppose that, in an attempt to manipulate the Iowa Electronic Markets, several people invest large sums in contracts for long-shot candidate X. The price of contracts for X

Answer choices

  1. Wrong Emphasis7% picked this

    passage A, since it shows that contracts for an initially unpopular candidate cannot have a

    We did think that this scenario supported Passage A, but not because Passage A ever said anything like, "Initially unpopular candidates can never have a sustained increase in value". We can't match up that extreme wording with anything in Passage A.

  2. Correct55% picked this

    passage A, since it provides evidence that accurate information is quickly and accurately disseminated

    Why this is right

    In this hypothetical, candidate X was being unfairly overvalued. The well-informed traders knew X's accurate value was lower. Their trading spurred a bunch of other trades that lowered X's value back to where it belonged. The first sentence of A's 3rd paragraph speaks about this: the market as a whole learns -- lightning fast and very accurately -- what informed people know.

    Skill tested: Application · how this choice captures the passage's function is the move to repeat next time.

  3. Unsupported6% picked this

    neither passage, since the attempt at manipulation was so unsuccessful and short-lived that

    Given that in this scenario the market "figured out" the truth about candidate X, it supports Passage A's beliefs about the wisdom of markets.

  4. Unsupported17% picked this

    passage B, because it shows that a losing candidate can be temporarily ahead of

    There is a thin sense in which the scenario matched B. B claims that markets are moment my moment snapshot of opinion, so in the moments when X had really high value, the market had the majority opinion that X's value was high. But this answer is saying it proves B's point that "a losing candidate can be temporarily ahead of the winning candidate". In the beginning of Passage B, it was saying "how can we call these markets wise / infallible, if the losing candidate was ahead of the winning candidate for almost a year until the last few days". B's point was that if the market can show the wrong winner for 97% of the time people are betting on it, that doesn't seem like a wise market. But this hypothetical is an example of a market that figured out the "correct" value of X.

  5. Unsupported15% picked this

    passage B, because it shows that the market simply reflects majority opinion in the population

    We could say that the movements of the market, in this hypothetical scenario, reflected the majority opinion, moment by moment, of the investors, and that aligns with B. But the question stem asks us particularly about the outcome to this story, not all the moment-by-moment stuff. The outcome of the trading was that X returned to its "correct" value based on the actions of "well-informed" traders. This is much more telling A's story than it is telling B's story of "a bunch of aggregated opinions that could easily be right or wrong".

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