Requiring that passwords conform to rules of length, complexity, and unpredictability increases the likelihood of someone gaining unauthorized access to a user's account.
Conclusion
Requiring that passwords conform to complex requirements increases the likelihood that someone will be able to break into person's account.
Intermediate Conclusion
It's usually impossible to break into a person's account by guessing the password.
Evidence (Since)
Most accounts are locked after a handful of incorrect password guesses.
Complex passwords are hard for the user to remember, and so the user often writes down the password.
Evaluate
It was pretty challenging to find the Conclusion here, because everything sounded like a fact, not an opinion. But ultimately, it's possible to read the first sentence as an opinion, and it is supported by all the claims beneath it.
The author's argument is implicitly comparative, because she thinks that in a world where we have to come up with really complex @lpha-numer7c passwords, there will be more account break-ins than in a world where we can make up whatever password we want.
The author's comparison rests on two notions that we could debate: 1. Requiring a complex password doesn't really affect the rate at which hackers can break into an account (since you only get a few tries before the system locks you up.)
2. The fact that people often write down complex passwords leads to more opportunities for account break-ins.
Skeptics could argue against #1 that when people don't have to conform to complex password requirements, they do really obvious stuff like Patrick123, so hackers can guess passwords with the handful attempts they have before the system locks them out.
Skeptics could argue against #2 that when people write down their password, they hide that in a very secure location that potential hackers would never have access to. Skeptics could also say that .
Goal
Look for something to connect "writing passwords down" to .
Or look for something that fights any of the objections we were making.