Logical Reasoning

PT127 · S2 · Q18 Some credit card companies

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Some credit card companies allow cardholders to skip payments for up to six months under certain circumstances, but it is almost never in a cardholder's interest to do so.

Evidence

Some credit card companies allow cardholders to skip payments for up to six months under certain circumstances.

Finance charges accumulate during the skipped-payment period.

The cost to the cardholder is much greater in the long-run.

Conclusion

It is almost never in a cardholder’s interest to skip payments.

Evaluate

The argument provides a long-term disadvantage that outweighs the short-term advantage of skipping payments.

18.

Which one of the following arguments illustrates a principle most similar to the principle underlying the argument above?

  1. Although insecticides are effective in

    Wrong Trigger / Wrong Outcome

    This argument compares a benefit with a drawback, but the benefit is not short-term, while the disadvantage is not long-term. Furthermore, the conclusion is too strong. Rather than challenging whether it is wise to use insecticides, this goes further by recommending that some other way to combat insect pests be found.

    4% picked this

  2. Increasing the base salary of

    Wrong Trigger

    This fails to include information that indicates that the benefit will outweigh the drawback. Furthermore, this lacks any sense that a long-term benefit outweighs a short-term drawback.

    1% picked this

  3. Correct

    It is unwise to use

    Why this is right

    This argument relies on a similar principle as the argument in the stimulus. The long-term disadvantage of using highway maintenance funds for new construction outweighs the short-term advantage.

    Skill tested: Principle-Conform · how this choice captures the argument's function is the move to repeat next time.

    90% picked this

  4. It is better to invest

    Wrong Outcome

    This conclusion compares two options and asserts that one is better than another, while the argument in the stimulus compares the long-term disadvantage with the short-term gain and concludes that the action resulting in both is unwise.

    2% picked this

  5. Sports cars are impractical for

    Wrong Trigger

    This fails to include information about whether the benefit or the drawback is more significant.

    3% picked this

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