Logical ReasoningDifficulty: Medium

PT124 S1 Q12 Explanation

Melinda: Hazard insurance decreases

A free, expert breakdown of this official LSAT Logical Reasoning question.

TopicsMethod

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Stimulus

Melinda: Hazard insurance decreases an individual's risk by judiciously spreading the many policyholders.

Jack: I disagree. It makes sense for me to buy fire insurance for my house, but I don't see how doing so lessens house will burn down.

What this question is testing

Method

Your task

Describe how the argument proceeds — the technique it uses to reach its conclusion.

Common trap

Answers that describe a method the argument doesn't actually use.

Winning move

Track the role each statement plays, then match that to the choice describing the same moves.

Reading along? Open the full official question in LawHub — we show a fragment here and keep the reasoning in our own words.

The question
12.

Jack's response most clearly trades on an ambiguity in which one of the following expressions

Answer choices

  1. Wrong Term7% picked this

    judiciously

    Jack does not discuss the judiciousness of how something is spread.

  2. Wrong Term2% picked this

    many

    Jack does not discuss other policyholders.

  3. Correct71% picked this

    Why this is right

    Jack mistakes the risk of paying the entire cost of repairs with the risk (or likelihood) of needing insurance.

    Skill tested: Method · how this choice captures the argument's function is the move to repeat next time.

  4. Contradiction18% picked this

    The term "decreases" is used with the same meaning by both speakers.

  5. Contradiction2% picked this

    hazard

    The term "fire insurance" is an example of "hazard insurance."

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