Wealth is not a good thing, for good things cause no harm at all, yet wealth is often harmful to people.
Evidence (for)
Good things cause no harm X → ~Y
Wealth is often harmful. W is often Y.
Conclusion
Wealth is not a good thing. W is ~X.
Evaluate
Because this argument has repeating ideas (wealth / good things / harmful), it's conducive for putting into an algebraic recipe.
But we could also just say to ourselves "A contrapositive argument structure", if we know what that means.
Goal
We want two premises that feel something like this: - All X's are Y - This thing isn't Y
And a conclusion that then validly concludes the opposite of the original trigger: - This thing isn't X.