In order to determine automobile insurance premiums for a driver, insurance companies calculate various risk factors; as the risk factors increase, so does the premium. Certain factors, such as the driver’s age and past accident history, play an important role in these calculations. Yet these premiums should also increase with the frequency mishap increases in proportion to the number of times that person drives.
What this question is testing
Your task
Find the choice that makes the argument's conclusion less likely to be true.
Common trap
Answers that look negative but attack a claim the argument never relied on.
Winning move
Find the assumption the argument depends on, then pick the choice that undermines it.
Reading along? Open the full official question in LawHub — we show a fragment here and keep the reasoning in our own words.